Financing with Shop Pay Installments
Love it now, pay over time. With Shop Pay Installments, you can split your purchase into easy, automatic payments—online or in-store.*
How It Works
- Add items to your cart.
- Checkout using Shop Pay.
- Select Pay in Installments.
- Choose the payment plan that works for you.
- Make your first payment at checkout—the rest are automatic.
You’ll receive email reminders before each payment is charged.
Payment Options
- 2 biweekly payments (interest-free) — Orders $35 to $50 CAD/
- 4 biweekly payments (interest-free) — Orders $50 to $999.99 CAD
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Monthly installments — Orders $150 to $30,000 CAD/
- Pay over 3, 6, 12, 18, or 24 months
- APR ranges from 0% to 36% (where available)
If your order is over $20,000 CAD, you’ll pay the difference upfront, and the remaining $20,000 can be financed in monthly installments.
Eligibility
- Available for orders from $35 to $30,000 CAD/ (including taxes & shipping)
- Billing address must be in Canada
- You must be signed up for Shop Pay
Good to Know
Payments are securely processed through Shop Pay, and remaining installments are automatically charged to your card based on your chosen schedule.
*Financing is only available for households with approved credit, Zoya Home holds no responsibility for denied credit applications.