Financing with Shop Pay Installments
Love it now, pay over time. With Shop Pay Installments, you can split your purchase into easy, automatic payments—online or in-store.*
How It Works
- Add items to your cart.
- Checkout using Shop Pay.
- Select Pay in Installments.
- Choose the payment plan that works for you.
- Make your first payment at checkout—the rest are automatic.
You’ll receive email reminders before each payment is charged.
Payment Options
- 2 biweekly payments (interest-free) — Orders $35 to $50 CAD/
- 4 biweekly payments (interest-free) — Orders $50 to $999.99 CAD
-
Monthly installments — Orders $150 to $30,000 CAD/
- Pay over 3, 6, 12, 18, or 24 months
- APR ranges from 0% to 36% (where available)
If your order is over $20,000 CAD, you’ll pay the difference upfront, and the remaining $20,000 can be financed in monthly installments.
Eligibility
- Available for orders from $35 to $30,000 CAD/ (including taxes & shipping)
- Billing address must be in Canada
- You must be signed up for Shop Pay
Good to Know
Payments are securely processed through Shop Pay, and remaining installments are automatically charged to your card based on your chosen schedule.
** Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.